Daniella Malave works on her laptop at a coffee shop in Sea Girt, N.J., Thursday, Sept. 29, 2022. While working full time for Chipotle, Malave completed two years of community college with annual stipends of $5,250 from the restaurant chain. After that, she enrolled in the company’s free online college program, through which she earned a bachelor’s degree in business management from Wilmington University in 2020. (AP Photo/Seth Wenig)