In this Wednesday, April 3, 2019, file photo, a tip box is filled with dollar bills, in New York. Whether you’re still trying to kick holiday debt to the curb or save money toward a goal, the internet is filled with a variety of challenges on social media that can inspire taking control of your finances. From stashing away spare change to saving according to the weather in your city, you can get creative and competitive about saving money. (AP Photo/Mark Lennihan, File)